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Vacation rentals with lake access in Miramar Beach

Find and book unique lake access rentals on Airbnb

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Popular amenities for Miramar Beach lake access rentals

Lake access house rentals

Superhost
Home in Panama City Beach
4.84 out of 5 average rating, 135 reviews

Aqua: Live under the sea! Direct beach access!

MatthewRating, 5 stars2 weeks ago
My family of 11 came here for the week. We had an incredible stay! So much to do in such short time we did not stop! This house is centrally located between Destin and Panama City beach. Either way you choose to go there is something to do or see. The private community beach at the house was pristine every morning! During our week stay we had so much fun in the beach. Only gripe was having to clime so many flights of stairs each way toting my family’s life with me every time. I’m the pack mule of the family. Other than that everything was perfect! Heated pool after a Long Beach day was a blessing every time! And being able to cook out on the grill was a plus and family enjoyed it every time!
Guest favorite
Home in Inlet Beach
4.9 out of 5 average rating, 197 reviews

Free Golf Cart, 5 min to Beach, Community Pool

SarahRating, 5 stars2 days ago
We absolutely loved our stay at The Dancing Pelican! It was the cutest beach house for our girls trip and was very close to shops and restaurants. Only about a 5 min drive to Rosemary Beach which was perfect for us. The golf cart and pool were also great additions. The home itself was beautiful and spotless (I am a bit of a clean freak and this is probably the cleanest AirBNB I have ever stayed in!). 4 of us girls slept comfortably and had ample space to get ready in, which we love. You could easily have 3 couples or families with kiddos stay comfortably here. We also really enjoyed lounging in common areas and on the porches. We even met some of the neighbors who were all really nice; it is very family friendly. Instructions from Carolyn and Brian were very clear and helpful. The home was quiet and cozy, and I could not have asked for a better place to stay. I would absolutely stay here again!
Superhost
Home in Rosemary Beach
4.85 out of 5 average rating, 34 reviews

30A Inlet Beach, FL Walk to Beach, Lake & Pool

MohsinRating, 5 stars10 months ago
My family and I had a great stay here over July 4th weekend. The house is super comfortable and spacious for a large group while also providing nice privacy across the different floors. The location is perfect, walking distance to a nice pool/beautiful beach and a short drive to all the nearby beach towns. Would love to stay here again someday!
Guest favorite
A single-story home with light green exterior sits on a grassy lot, surrounded by a chain-link fence. A wooden dock extends from the foreground into the water. Large windows line the front of the house, offering a view of the surrounding greenery.
Home in Panama City Beach
4.96 out of 5 average rating, 23 reviews

BayFront Home with Boat Dock

DanielleRating, 5 stars2 weeks ago
Everything was wonderful! Esther was quick to respond when we had an issue with the boat lift. The house was conveniently located near the gulf.. perfect place to bring a boat. Our family enjoyed our Easter weekend at Esther’s place. We will be back!
Guest favorite
Home in Panama City Beach
4.97 out of 5 average rating, 34 reviews

Family Retreat Beach&Lake access, Game room, Pool

LeliaRating, 5 stars1 week ago
This is a must book when traveling to PCB! Conveniently located along the strip and has everything you need to enjoy a few days or a week! Definitely felt like a home away from our home!
Guest favorite
The exterior of the renovated mobile home is showcased, featuring a welcoming porch with white railings and steps. A gravel pathway leads to the entrance, framed by lush greenery and potted plants. Two decorative statues stand at the base of the steps, adding charm to the facade.
Home in Panama City Beach
5 out of 5 average rating, 5 reviews

Near to 30A: Mobile Home Retreat! Beach and Lake!

JohnRating, 5 stars2 months ago
Susana is a first-class host. She's great at making her guests feel special. Her place has awesome showers and comfortable beds. It's in a light traffic, quiet, and upscale neighborhood with only a couple of cross streets going to dead ends, with a beautiful lake at the end of the street just a two-minute walk away. Highly recommend.
Superhost
Home in Panama City
4.71 out of 5 average rating, 7 reviews

Lagoon Beach House: Pool & Beach Nearby! Sleeps 11

MaricelysRating, 5 stars2 weeks ago
We had an absolutely fantastic time staying here. From start to finish, everything exceeded our expectations. The communication with Valeriya was smooth and prompt, making the booking process hassle-free. Will definitely book same place if we come back to Panama City Beach.
Superhost
An open living space is presented with a light-colored sofa and a ceiling fan above. A large flat-screen TV is mounted on the wall opposite the seating area. The adjacent dining area features a table with bar stools, and a staircase is visible in the background.
Home in Long Beach
4.85 out of 5 average rating, 33 reviews

Beachside Paradise

KristinaRating, 5 stars1 month ago
We had an amazing time at Beachside Paradise. The unit had everything we needed. You cannot beat the location of the unit. There was a pretty view in the back of the lagoon with turtles to feed and watch. The beach was a short 5 minute walk. Pickleball courts were right out of the front door. There is so much more to do in the community as well. We love the fact that the property is gated and has staff that make sure the noise is kept down and the trouble is kept out and everything is well kept. We hope to stay here again that is until we by our own unit here! :)

Lake access apartment rentals

Top guest favorite
A screened-in balcony overlooking Stewart Lake is highlighted, with wooden flooring and a geometric-patterned area rug. The view includes the calm water and surrounding greenery, providing a peaceful setting for relaxation.
Apartment in Miramar Beach
5 out of 5 average rating, 21 reviews

Steps to Concerts/Beach & Lake Resort / 2 King bd

ElizabethRating, 5 stars1 week ago
Eileen’s place was perfect for our family vacation! There was plenty of space for everyone to feel comfortable, and the location couldn’t have been better. We loved having so many different amenities to enjoy during our stay. It truly made our trip even more special.
Superhost
A scenic view of a serene marina is framed by trees with bare branches. The calm water reflects the sky, while wooden docks and boats are visible in the distance, creating a tranquil setting.
Apartment in Bluewater Bay
4.88 out of 5 average rating, 49 reviews

New! Bayside Studio

AnnaRating, 5 stars1 month ago
Beautiful and relaxing condo! Melissa did an awesome job communicating with us!
Guest favorite
A serene lakeside view captures still waters reflecting the sky, bordered by pathways and lush palm trees. The wooden dock extends into the lake, inviting contemplation and relaxation in the peaceful surroundings of the community.
Apartment in Panama City Beach
5 out of 5 average rating, 5 reviews

Sunshine On My Mind ~ Lake Front! ~ 7 min to 30A!

ShelbyRating, 5 stars1 month ago
My husband, dog, and I spent a week here and loved every minute of it! Carillon Beach is absolutely beautiful, the pools are amazing, and community is lovely. We loved being close to 30a and hopping around all the beach towns in the evenings, as well as being near pier park for our dog :) The unit is exactly what is pictured and had ample space for us. Seriously our dream vacation, we will 1000000% be back!
Guest favorite
A cozy living area is furnished with a light-colored sofa and a wooden coffee table adorned with decorative items. Blue curtains frame the windows, while wall art adds character. A dining area is visible in the background, alongside a fully equipped kitchen.
Apartment in Santa Rosa Beach
4.9 out of 5 average rating, 124 reviews

1BR Apt. w/ KING Bed on 30A! - .4 mi to Beach

RonRating, 5 stars1 week ago
The Bleu was great. Very clean and comfortable. Met Bonnie while we were there. Very personable and asked if we needed anything making sure our stay was 5 star. Would definitely recommend this property to others.
Guest favorite
The living area features a spacious sectional sofa adorned with decorative pillows, accented by a contemporary area rug in shades of blue and gray. Bright overhead lights illuminate the open layout, complemented by wall art and a coffee table, creating a welcoming atmosphere.
Apartment in Panama City Beach
4.87 out of 5 average rating, 107 reviews

1BD/2BA plus Bunk Room, Ocean Views & Heated Pool

CassieRating, 5 stars2 months ago
Gave very detailed instructions and made sure I understood everything. The owner also was very responsive and answered every question I had and made sure we had everything we needed. The room was very clean and looked just like the pictures and felt like we was at home. Would definitely rent again
Top guest favorite
Apartment in Shalimar
4.99 out of 5 average rating, 148 reviews

Sylvia's Suite Dreams-kayak & paddleboard free

JessicaRating, 5 stars5 months ago
We LOVE this place!! Rick and Sylvia made us feel like part of the family. More then everything you need!! Fishing , restraints, beautiful natural surroundings. They gave us helpful tips on restraints, attractions , helped us fish and became good friends. The sweetest hosts we have ever had!! Very friendly but private. They provided everything!! And then some!! Helped us out soooo sooo much on sooo many levels. We came for a rodeo and just wanted a cool place to stay. This is definitely a gem of a place!! The space was super clean and equipped with everything. They also provided a lot of fishing equipment and a kayak and hammock for hanging out in between time. We got to hang out with them a bit, we are social . They are very cool!! Super sweet, helpful friendly, would give the shirt off their back kind of people!! This is what we look for in an Airbnb. They truly care about their guests!! Above and beyond for comfort!! The stay was incredible!! Thank you!! Can't wait to come back!!!
Guest favorite
The studio features a cozy seating area, consisting of a plush sofa and an ottoman, positioned near a spacious queen-size bed. Light-colored curtains frame the windows, and a colorful wall art piece adds visual interest, creating a comfortable and inviting space.
Apartment in Panama City Beach
4.97 out of 5 average rating, 30 reviews

Paradise in Pirates Cove

SaraRating, 5 stars3 days ago
This was an amazing Airbnb in a perfect location. Was so comfy and perfect. The bathroom was a great bonus - I definitely need that shower in my life. Would definitely love to stay again.
Guest favorite
A modern living area is showcased with dark plush seating arranged around a glass coffee table. Large windows allow natural light to fill the space, offering a view of the golf course. A sleek electric fireplace is mounted on the wall, contributing to the overall elegance.
Apartment in Panama City Beach
5 out of 5 average rating, 16 reviews

Waterview condo on Panama City Beach Golf Course!

AshleeRating, 5 stars2 days ago
Montanna’s place is great! Beautiful neighborhood. Felt right at home when we walked in. She is a great host and is very responsive. Thank you for everything. We will come back.

Lake access cottage rentals

Top guest favorite
An aerial view captures the charming neighborhood surrounding Hideaway Cottage, showcasing well-maintained homes and the expansive coastline of Panama City Beach. The vibrant blue ocean stretches out towards the horizon, with soft sandy beaches visible just a short distance away.
Cottage in Bid-a-wee Beach
5 out of 5 average rating, 6 reviews

Hideaway Cottage | Dog Friendly | Steps to Beach

DonnaRating, 5 stars7 months ago
Perfect cottage near the beach with cozy spaces to chill out in. Beautiful outdoor space for cooking out and lounging. My little pups loved being outside and making friends with the cat next door. Walking the neighborhood was so fun, looking at the other cottages and, some ginormous new homes. The kitchen was beautiful and had a perfect breakfast table where we also held some fierce dominoes games at night. Location is still so very important and this cottage is perfectly situated for walking to the beach, shopping places and terrific restaurants with ocean views. A place to remember and revisit!
Top guest favorite
A welcoming entryway is displayed, featuring a dark front door framed by a decorative light fixture above. A decorative bench is positioned against the wall, while art adorns the walls, adding charm to the space. Soft natural light filters through the door.
Cottage in Seagrove Beach
4.92 out of 5 average rating, 190 reviews

Seaside 30A "Hemingway" Beach Side Cottage

TimothyRating, 5 stars8 months ago
Connie introduced herself to us and she was super friendly. She has a separate building onsite. She also was kind enough to send items back that were left behind!! Great host!
Guest favorite
Two green kayaks rest on a grassy area near a wooden dock extending into Deer Point Lake. The calm water reflects trees and vegetation, creating a serene lakeside setting. The dock features a small platform for easy access to the water.
Cottage in Southport
4.95 out of 5 average rating, 21 reviews

4 Person Lake Front Cottage with Kayaks

JordanRating, 5 stars1 month ago
Was exactly what the listing said and was a very nice getaway not far from PCB but far enough to feel like we were secluded in a lowkey area :)
Guest favorite
A wooden fence features a white house number sign, with purple flowers enhancing the outdoor space below. A wooden structure, possibly an outdoor shower or storage, is positioned above a small patio area. The house's exterior is light green, surrounded by natural landscaping and palm trees.
Cottage in Laguna Beach on the Gulf of Mexico
4.91 out of 5 average rating, 34 reviews

The Cottage on Alta Vista-so charming!

JjRating, 5 stars9 months ago
Cassandra was amazing! She was quick to respond, helpful with suggestions, and just made us feel right at home and an extension of the family. The cottage was adorable, functional, and very easily accommodated our family of 4 plus pup. The location was perfectly located in proximity to the beach, shopping, and restaurants. The outdoor shower is a cool and functional addition to the house. 10/10 Definetly Recommend!
Top guest favorite
A charming two-story cottage is framed by seasonal foliage and tropical plants. Light blue siding accents the structure, complemented by dark green shutters and a welcoming front porch with white railings. The entrance features a decorative door, enhancing the home's inviting presence.
Cottage in Santa Rosa Beach
5 out of 5 average rating, 24 reviews

Cozy cottage by the sea

Elizabeth AnneRating, 5 stars1 month ago
We came for spring break and had a wonderful time! The neighborhood was very quiet and the house itself was perfect for our group, we also really appreciated all of the beach gear as that was where we spent most of our time. Also, we had bad weather and the host was able to extend our stay for us at a reduced price! We were so grateful for her flexibility and generosity, definitely recommend staying here whether with kids or for a girls trip!
Superhost
Cottage in Rosemary Beach
4.75 out of 5 average rating, 8 reviews

30A Beach Access, Sea La Vie

BryanRating, 5 stars33 months ago
We had 3 families, 6 adults and six 17 year olds. We cooked every meal and kitchen was well equipped. Parking at the beach was very limited so the GEM cart (extra $) and free bikes worked out great. The pool was great with many chairs, tables, bathrooms, and umbrellas and has a large lawn where we played corn hole and Slammo. The house has two large living areas that allowed the teens to stay up late playing the many provided board games and watching movies on the large TVs. The back porch was nice for morning coffee. 4 bedrooms, 2 with connected bathroom, 2 without. All beds were very comfortable. The grill works well but bring utensils and a grill brush.
Guest favorite
A serene waterfront view shows lush green grass leading to a sandy shoreline, framed by large oak trees. A wooden walkway extends towards a small dock, with the calm waters of Santa Rosa Sound visible under a partly cloudy sky.
Cottage in Mary Esther
4.86 out of 5 average rating, 139 reviews

Nature's Nest Cottage on the Sound - Pets Welcome!

JoelRating, 5 stars1 day ago
My family had 3 wonderful days at the "Nest". The house was stocked with nearly everything we needed and we felt at home right away. The highlight was the location, with the spacious back yard on the bay - perfect for a morning walk or to relax in the evening on the provided deck chairs.
Superhost
A peaceful outdoor setting features two wooden chairs on a deck, facing a lush green lawn bordered by tall trees. Potted flowers add a touch of color, while a serene water view is visible beyond the vegetation.
Cottage in Freeport
4.85 out of 5 average rating, 98 reviews

Waterfront Cottage Unit, Keyless, mins to beach

CarolinaRating, 5 stars1 month ago
The place was wonderful and exactly what my boyfriend and I were looking for. Annie was a great host and would definitely recommend anyone to stay here!

Quick stats about vacation rentals with lake access in Miramar Beach

  • Total rentals

    1.8K properties

  • Nightly prices starting at

    $70 before taxes and fees

  • Total number of reviews

    13K reviews

  • Family-friendly rentals

    1K properties are a good fit for families

  • Pet-friendly rentals

    110 properties allow pets

  • Rentals with a pool

    1.8K properties have a pool

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