The Airbnb Host Guarantee provides protection for up to $1,000,000 to a host for damages to covered property in the rare event of guest damages above the security deposit—or if no security deposit is in place.
The Host Guarantee Program does not cover cash and securities, collectibles, rare artwork, jewelry, pets or personal liability. We recommend that hosts secure or remove valuables when renting their place. The program also does not cover loss or damage to property due to wear and tear. For these types of incidents, hosts can add a security deposit in their pricing settings.
The Host Guarantee Program is not insurance and does not replace your homeowners or renters insurance. Make sure you review and understand the terms of your insurance policy and what it covers and does not cover. Not all insurance will cover damage or loss to property caused by a guest renting your space. Also, filing a host guarantee request does not preclude a guest from financial responsibility for the damages claimed should Airbnb determine a guest was at fault.
To learn more specifics about what is not covered, refer to the terms and conditions of the program at www.airbnb.com/terms/host_guarantee.
You can submit a Host Guarantee payment request form quickly and easily on the desktop site.
To see a list of countries that are covered, visit www.airbnb.com/guarantee.
If you cannot view the webpage, the country from which you are accessing Airbnb does not have Host Guarantee coverage.