Airbnb's $1,000,000 Host Guarantee.

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For ultimate peace of mind.

Relax. You're covered by our $1,000,000 Host Guarantee. Every booking, every time.

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100% Free for All Hosts

Your peace of mind is priceless. So we don't charge for it. Every single booking on Airbnb is covered by our Host Guarantee - at no cost to you. Sleep easy. You're worth it.

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Coverage That Raises the Bar

We don't just say that we value our hosts. We back it up - to the tune of $1,000,000. That's an unmatched level of protection in the travel industry. You're part of the Airbnb family, and we stand by our family.

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Rock-Solid Backing

Airbnb has partnered with Lloyd's of London, one of the world's most reputable names in insurance. So in the rare case when something goes wrong, you'll know that forces are conspiring to protect you.

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The Host Guarantee provides total peace of mind for Airbnb hosts.

Although you're unlikely to experience any issues with property damage on Airbnb, we understand that you need protection. The Host Guarantee will reimburse you for damage to your property up to $1,000,000.

It's the latest example of Airbnb's commitment to creating a safe and trusted community around the world.

What does the Host Guarantee cover?

The Host Guarantee provides protection for up to $1,000,000 in damages to covered property in the rare event of guest damages, in eligible countries (see below). These payments are subject to certain conditions, limitations, and exclusions, the details of which can be found in our terms and conditions.

The Guarantee Payment Request form can be submitted online.

Hosts seeking payment under the Host Guarantee agree to cooperate with Airbnb and its insurers, including providing documentation of the loss they’re claiming and agreeing to inspection in the rare cases it may be necessary.

What does the Host Guarantee not cover?

The Host Guarantee is not insurance and should not be considered as a replacement or stand-in for homeowners or renters insurance. The Host Guarantee does not cover:

  • cash and securities
  • collectibles
  • rare artwork
  • jewelry
  • pets
  • personal liability

Hosts may want to secure or remove such valuables when renting their place, and may want to consider independent insurance to cover such items. The Host Guarantee does not cover reasonable wear and tear. Hosts can take advantage of our user-friendly system to implement a security deposit to cover wear and tear, if they'd like to.

What countries does the Host Guarantee cover?

Hosts in Australia, Austria, Belgium, Brazil, Canada, Denmark, Finland, France, Germany, Greece, Iceland, Indonesia, Ireland, Israel, Italy, Japan, Malaysia, Netherlands, Norway, Puerto Rico, Singapore, South Korea, Sweden, Switzerland, Taiwan, Thailand, Turkey, United Kingdom, and United States are currently eligible. We are committed to implementing the Host Guarantee in other countries and are actively working to do so.

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FAQ

How does the Airbnb Host Guarantee process work?

  • In an emergency situation, the host should always contact the police, emergency personnel or the proper authorities first. Then contact Customer Service.
  • We find that hosts and guests can often resolve their own issues, so it's best to start with the source. If a host believes a guest has caused property damage or loss, they should first contact the guest to notify them of the complaint.
  • If a resolution cannot be found between host and guest, the host should carefully review the Airbnb Host Guarantee Terms and determine if they are eligible before submitting a request to Airbnb.
  • Hosts must submit their request either 14 days from the guest's check out, or before the next guest checks in, whichever is earlier.
  • For Payment Requests submitted on time, we'll send a confirmation email and follow up emails to discuss next steps, such as further documentation from the host or guest, within 24 hours.
  • Once we have received sufficient information from both the host and the guest, we'll review all documentation, evaluate the payment request, and upon completion of our review, contact the host.
  • The length of the process will vary depending on the severity of the case, the quality of documentation, and the cooperation of the host and guest. We strive to resolve most cases within a week of submission.

What should I do before submitting a payment request?

  • Contact your guest to notify them of your complaint. It is often the case that hosts and guests can resolve issues on their own.
  • If you and your guest are unable to come to a resolution, we recommend that you file a police report. A police report is encouraged in all cases and is required for payment requests that exceed US$300.
  • Gather as much documentation as possible to submit with your form, including photos, receipts, police report, and any other documentation that proves ownership, damage, and estimates the fair market value of items damaged.
  • If you don't think the incident in question will be covered under the Host Guarantee, or if you have any further questions, you can contact Airbnb Customer Service.

How do I submit an Airbnb Host Guarantee payment request?

Log in to Airbnb, and then submit online. Payment requests are subject to the terms of the Host Guarantee, so we urge you to read through the terms and conditions prior to submitting a claim.

What information will I need to provide with my request?

Here are some examples of documentation and information that will help process your Payment Request as quickly as possible:

  • Photographs of the damage being claimed
  • A police report for any damage that is over US$300
  • Receipts or some alternative evidence of the accurate fair market value or report cost
  • Any other documentation that you feel will be helpful to processing your request

Should I have a security deposit? How does the Host Guarantee work with the security deposit?

The Host Guarantee does not cover reasonable wear and tear. Hosts can use our easy system to implement a security deposit to cover wear and tear, if they so choose. The Host Guarantee is designed to cover rare instances of damage. For smaller, simpler accidents (like a broken glass), a security deposit can be useful for hosts.

Adding a security deposit to your listing is easy. Go to Manage Listing for your property, and then change your security deposit setting in the Pricing and Terms section. The Hosting tab is the quickest way to navigate there.

Should I have homeowners or renters insurance?

The Host Guarantee is not insurance and should not be considered as a replacement or stand-in for homeowners or renters insurance. Hosts may want to consider independent insurance to cover valuable items like jewelry, artwork, or collectibles.

We strongly encourage all hosts to review and understand the terms of their insurance policy and what it covers and does not cover. Not all insurance plans will cover damage or loss to property caused by a guest that rents your space.

How long will it take for my payment request to be processed?

The length of process will vary depending on the severity of the case, the quality of documentation, and the cooperation of the host and guest, but we strive to resolve most cases within a week of their submission.