My name is Steve. I created the financial blog TrueContrarian in August 1996 and made it a full-time business starting in February 2006. I send e-mails to my subscribers several times each week, and travel to meet as many of them as possible face to face. It is personally rewarding for me to perform my original music compositions at home or in a public forum. My wife Karen teaches English as a second language; a memoir about her former career as a hospice chaplain was published by Pen-L in April 2014 under the title "Encountering the Edge". You can find Karen's thoughts at OffbeatCompassion. We both enjoy writing reminiscences and getting to know people from all over the world. My life motto is to do whatever you think is most important today, even if it takes others many years to realize what you're trying to accomplish.