I am a municipal bond trader, and very active in the finance community in NYC, but my real passion is being an avid world traveler. I'm up to about 45 countries and keep adding more every year. I enjoy luxury hotels, just as much as authentic local experiences. I have used airBnB as both a renter and host and I have the upmost respect for other people's homes. I live by the golden rule - treat other people (and their property) as you want to be treated.