How does homeowner's insurance work with Airbnb?
Homeowner’s or renter's insurance may be right for you. Every policy is different and might not provide the same level of protection. To understand your coverage options, you should check with your insurance provider.
1. Does my homeowner’s or renter’s insurance cover instances in which a guest or other third party is injured at my listing?
Some insurance policies protect homeowners and renters from certain lawsuits that result from injury to a visitor. Since the coverage contained in those policies varies, we recommend you confirm with your insurance provider that your rental activity is covered under your current policy before listing your space.
2. Does Airbnb offer liability coverage?
Airbnb does not offer liability coverage.
3. What is an Umbrella policy?
Umbrella policies often extend your liability insurance coverage beyond your minimum coverage for a fee. We recommend you discuss this with your insurance provider.
For further guidance, refer to our Responsible Hosting page.
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